The recent health reforms have left their mark. Especially in the field hospital and Zahnbehand-lung benefits were reduced. Everyone should also consider carefully whether they need a supplemental health insurance for a prolonged illness. With supplementary health insurance, you can improve the performance of your critical public health insurance. Decorate your home today against a health insurance! Here you will find the best fares.
High quality services
With supplementary health benefits are possible that are otherwise members of private health insurance (PHI) without notice. This includes private health insurance benefits as the typical chief physician treatment, payment is made for visual aids and the right to one or two beds in the hospital. Other optional services are among other things on the assumption of costs for dentures, Psychotherapy and Therapy services. Thus obtained with members of the public health insurance a high-quality insurance protection. In general, private supplementary health insurance is important for everyone who will work around a "mass treatment" and will have the opportunity to be treated by a specialist.
As part of the supplementary health insurance, you can choose between the module and additional tariffs rates. A module ensures a certain price range, especially so, such as outpatient treatment or tooth replacement. It is also possible to combine several modules together. With an additional tariff, however, you can get a cross-cutting additional protection. Everyone should also consider carefully whether they need a supplemental health insurance for a prolonged illness. Decorate your home today against a health insurance! Here you will find the best fares.
Sickness allowance
Self-employed should not give up the daily benefits insurance. Otherwise they are without a sickness come-da.
Employees also can increase its sickness benefit. For if the sick pay ends after six weeks, the health insurance pays only 70 percent of labor income. The resulting performance gap can be closed by health insurance.
Attention
It is absolutely necessary to answer the health questions on application as completely as possible. If the insurer determines on a case of illness, that all information - either consciously or unconsciously - were incomplete, you may lose your insurance coverage.
You should only choose the protection that is really important. When health insurance any performance-is a cost.
Cheaper additional protection
There is no health insurance you peace of mind in case of illness to be treated optimally - and for a few euros a month.
Insurance
As the legally insured, you do not give up the better performance of private health insurance: The insurance you can increase the benefits of statutory health insurance.
The offer is very versatile: outpatient or inpatient health insurance, care insurance and dental insurance - the concrete benefits of insurance differ from Tariff and insurance company to insurance company. Therefore, you should think first of all, keep what services you need.
Did you make this selection, there is still a wide range of potential insurance contracts. When selecting help special online comparison calculator. Here suitable offers, sorted by price.
Major gaps
The legislature may reduce the performance of statutory health insurance at any time - so be part of health care does not exist or no longer fully supported by the statutory health insurance.
Scope
The majority of Germans (90 percent) is health insurance. A health insurance is for this group makes sense
Legally, private or supplementary?
In principle, health insurance, who a month as an employee or an employee earns less than € 3975 gross. If the income in 3 consecutive years, it
Who should insure themselves
Basically, everyone has to decide whether he and his health insurance coverage - also in the future! - Is protected still correct.
The cost
As with private insurance, the full fees for additional services vary widely: a role in addition to the competitive position of the provider and age
Dental Insurance
The statutory health insurance funds come in terms of dental health to just for the basic service. Since January 2005, the funds pay for dentures so-called diagnosis-related fixed grants.
Major gaps
The legislature may reduce the performance of statutory health insurance at any time - so be part of health care does not exist or no longer fully supported by the statutory health insurance. Such cuts can be met with a private health insurance.
Whether you should also protect yourself depends on your personal needs. can be assured the three areas of patient services (eg doctor visits, glasses, psychotherapy), dental treatment (dental treatment, orthodontics, dentures) and benefits for hospital stays.
Important: Frequently, the supplementary insurance benefits are not taken immediately after to complete. You will have to wait expected for several months until, for example, the costs are paid for an expensive dental treatment. Find out just in time.
Outpatient, inpatient, or tooth?
Consider first the areas in which you want to supplement your legal insurance. For outpatient treatment, inpatient treatment or dental treatment - or in all three cases? We will help you decide - we provide you with offers for several alternatives.
Legally, private or supplementary?
Legally, private or supplementary? In principle, health insurance, who a month as an employee or an employee earns less than € 3975 gross. If the income in 3 consecutive years that, you can decide if you complete a statutory health insurance or private health insurance.
Those who can not switch to private or will have to do without the additional power is not. With a private health insurance, you can improve your coverage and adjust to your needs.
Use our chart to compare the performance of statutory health insurance, private health insurance and health insurance.
Who should be insured?
Who should be insured? Basically, everyone has to decide whether he and his health insurance coverage - also in the future! - Is protected still correct. An additional insurance can finish everyone, regardless of whether you're employed or self-employed, housewives, workers are insured compulsorily or voluntarily. Already planned or started treatment by the health insurance but not funded.
"With an endorsement to insured patients improve their health insurance coverage significantly."
Test (09/2006)
Your benefits of supplementary health insurance
* Free choice of doctors (not limited to panel doctors)
* Therapy services
* No co-payment for drugs
* High reimbursement for visual aids
* Worldwide insurance coverage
* High-quality dentures without restrictions
Our Service:
* Free Comparison (including the winner)
* Free Custom Quote
* Extensive information
* Guaranteed-party independent
* Optimal insurance protection
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